Refer Your Contractors for CFO and Controller Services
SuretyCFO provides outsourced CFO and controller services to commercial contractors with $5M to $50M in revenue. When a contractor's books, WIP, or reporting are holding back their bond program, we fix the accounting so the numbers are ready for review.
$5M to $50M
Contractor Revenue Range
4
Core Focus Areas
0
Bonds Sold
The Problem Framed for Agents
Bonding capacity is rarely constrained by backlog alone
In many cases, underwriting hesitation is driven by financial presentation and structural issues such as:
Overstated WIP margins
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Weak working capital positioning
Profit fade masked by billing timing
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Inconsistent job cost reporting
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Balance sheet classifications that distort liquidity
"These issues are often correctable, but they require focused financial oversight."
For Surety Agents
How Your Contractors Benefit
We run the monthly close, job costing, WIP schedules, and cash flow reporting.
Your contractor gets timely, accurate financials. You get cleaner submissions.
We do not sell bonds or insurance.
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We do not compete with agents.
Bond program pressure
Working capital volatility
Margin compression
Rapid backlog expansion
Surety-imposed financial scrutiny
Our Focus
What We Focus On
WIP Integrity
Ensure percentage-of-completion reporting reflects economic reality, not billing timing.
Working Capital Tracking
Monthly tracking and clean balance sheet classifications.
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Profit Fade Identification
Identify early margin compression trends before they impact bonding capacity.
Financial Reporting
Timely, accurate statements and WIP schedules your contractor can share with the surety.
Ideal Fit
Who We Work Best With
We typically work with contractors who are:
$5M to $50M in annual revenue
Growing faster than financial systems
Experiencing increased bond program scrutiny
Preparing for larger public or private projects
FAQ
Surety Agent FAQs
What makes surety underwriters hesitate?
Overstated WIP margins, underbillings that hide job losses, weak working capital, and late or inconsistent financial statements. Most of these issues are correctable.
Do you compete with the bond agent?
No. We do not sell bonds or insurance. We strengthen the contractor’s financial reporting so you can bring a stronger submission to the surety.
Which contractors are a good fit?
Commercial subcontractors, trade contractors, and general contractors with $5M to $50M in annual revenue, anywhere in the U.S.
Refer a Contractor
If a contractor in your portfolio is held back by its books or reporting, send us a referral.
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No-obligation intro call with the contractor
Construction accounting expertise
We do not sell bonds