Bridging the Gap Between Construction Accounting and Bonding Confidence
At SuretyCFO, we help commercial contractors gain financial clarity, strengthen their bonding capacity, and grow profitably.
Who We Are
At SuretyCFO, we help commercial contractors bridge the gap between construction accounting and bonding confidence.
Our mission is simple: give contractors the financial clarity and structure they need to grow — profitably, sustainably, and with the surety support to back it.
Paramita Bhattacharya
Founded by Paramita Bhattacharya, a CFO-level advisor specializing in the construction and bonding industry, SuretyCFO was built for one purpose: to help contractors build financial systems that surety companies trust.
We combine deep experience in job costing, WIP schedules, over/under billing analysis, and bonding-ready financial statements with modern financial tools that make your numbers work for you — not against you.
Our Approach
We focus on three things that matter most to surety underwriters
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Strong working capital and equity growth
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Consistent WIP and job profitability tracking
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Predictable cash flow and reporting discipline
Why It Works
You get more than reports — you get a CFO partner who speaks the language of bonding companies, banks, and underwriters.
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Whether you’re preparing for your first $5M project or scaling beyond $50M, SuretyCFO gives you a proven framework — from the 12-Step Pricing Formula™ to automated WIP reporting and surety audit preparation — to ensure you stay profitable, compliant, and ready for your next big bid.
