Resources
This page offers free resources designed to help contractors strengthen their financial systems, improve job performance tracking, and increase bonding capacity. From WIP templates and month-end checklists to pricing guides and bond readiness tools, each resource is built around real-world construction finance challenges.
Whether you are preparing for your next bond renewal, cleaning up your books, or improving cash flow visibility, these tools provide a practical foundation for better financial control and smarter business decisions.
SuretyCFO™ created these resources to make professional-level financial management accessible to every contractor who wants to grow responsibly and confidently. Use them to stay organized, protect margins, and build the financial credibility that sureties, banks, and project owners value most.
The 12-Step Pricing Formula™
The SuretyCFO™ 12-Step Pricing Formula™ helps contractors price projects with confidence, protect margins, and strengthen bonding capacity. It connects estimating, job costing, and financial outcomes into one clear system. By following each step, contractors can identify cost gaps, improve profitability, and build the financial strength that sureties and lenders look for when extending credit or bonding lines.
The SuretyCFO™ Month-End Close
The SuretyCFO™ Month-End Close Checklist helps contractors stay financially organized and bonding-ready. It ensures every project’s costs, billings, retainage, and WIP adjustments are reviewed accurately before month-end. By standardizing reconciliations, job reports, and cash flow tracking, contractors can present clean financials, avoid profit fades, and maintain the credibility surety underwriters expect when reviewing bond capacity and financial strength.
The SuretyCFO™ WIP Schedule
The SuretyCFO™ WIP Schedule helps contractors track job performance, billing accuracy, and profitability in real time. It highlights under- or over-billings, ensures revenue recognition aligns with project progress, and provides clear visibility into cash flow. A well-maintained WIP schedule strengthens financial reporting, supports bonding applications, and gives contractors the insight needed to protect margins and manage growth confidently.
The SuretyCFO™ Bond Readiness Checklist
The SuretyCFO™ Bond Readiness Checklist prepares contractors to qualify for larger projects with confidence. It reviews key financial areas—working capital, net worth, WIP accuracy, and tax compliance—to ensure books meet surety standards. By addressing gaps before underwriting, contractors can strengthen financial presentation, reduce approval delays, and increase bonding capacity for long-term growth and stability.